Amer Logo
Boat & Watercraft insurance

Boat & Watercraft insurance

Boat & Watercraft insurance

Whether you’re cruising on a lake, fishing offshore, or enjoying a weekend on your personal watercraft, being out on the water should be about fun — not worry. Our Boat & Watercraft Insurance is designed to protect you, your passengers, and your vessel from the unexpected, so you can enjoy every trip with peace of mind.

We offer coverage for a wide range of boats and personal watercraft, including sailboats, fishing boats, yachts, jet skis, and more. Policies can include:

- Physical Damage Coverage – Protection for your boat, motor, and equipment against accidents, storms, theft, and vandalism.

- Liability Coverage – Financial protection if you’re responsible for injuries or property damage to others.

- Medical Payments – Coverage for medical expenses for you and your passengers after an accident.

- Towing & Assistance – Help when you’re stranded on the water.

- Uninsured/Underinsured Boater Coverage – Protection if you’re involved in an accident with an uninsured boater.

With flexible plans, competitive rates, and a responsive claims team, we make sure you’re covered from bow to stern — so you can focus on making memories on the water.

Related Services